Personal Solutions
Checking
 

Description
Available to students and senior citizens
Min. to Open
$100
Interest Bearing
No
Min. to Avoid Fee **
None
Service Charge
None
Account Features

► FREE Online Banking & Bill Pay*
► Unlimited Check Writing
► Debit Card

Description
Basic Checking
Min. to Open
$100
Interest Bearing
No
Min. to Avoid Fee **
$500 average daily balance
Service Charge
$5-$7
Account Features

► FREE Online Banking & Bill Pay*
► Unlimited Check Writing
► Debit Card

Description
Interest Checking
Min. to Open
$500
Interest Bearing
Yes
Min. to Avoid Fee **
$500 daily balance
Service Charge
$5
Account Features

► FREE Online Banking & Bill Pay*
► Unlimited Check Writing
► Debit Card

Description
Everything students need for college in one simple package
Min. to Open
$100
Interest Bearing
No
Min. to Avoid Fee**
None
Service Charge
None
Account Features

Check out all the great features

*Bill Pay Service is FREE provided that you pay at least one bill per month online. Inactive Bill Pay users will be charged $4.95 per month.
**Please refer to our Services Brochure for applicable fees, interest rates and eligibility requirements.
 
 

How To Balance Your Checkbook

  1. Compare your monthly bank statement against entries written in your checkbook.
  2. Put a check mark next to each transaction in your checkbook registry as reflected on your statement.
  3. Find the ending balance on your bank statement.
  4. Add any deposits not checked off to the ending balance.
  5. From this new ending balance, subtract any recent withdrawals, checks or debits listed in your checkbook that are not checked off.
  6. The final amount should match your checkbook ending balance. If not, repeat this procedure until your checkbook balances.

Helpful Hints If You Don't Balance

  • Recheck your addition, subtraction and corrections made in your checkbook register and on your reconcilement form.
  • Verify the carryover balance from page to page in checkbook register.
  • Be sure you have deducted any service charges from your checkbook register.
  • Verify the printed amount located on the bottom right hand corner of the cancelled check or any deposit slip with the amount listed in your checkbook register.