Privacy Policy

Bank of Dwight is committed to providing the highest level of security and privacy regarding the collection and use nonpublic personal information. This Privacy Policy is being provided to you to explain how we safeguard your personal information and to comply with the guidelines set forth by the Gramm-Leach-Bliley Act. This Act deals in part with how financial institutions treat nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION is defined as information about you that the bank gathers in connection with providing a product or service to you. It included any list, description, or other grouping of consumers that is derived using personally identifiable financial information that is not publicly available. A detailed description of Bank of Dwight's Privacy Policy is provided below. If you have additional questions regarding the privacy of your personal information, contact us.

Respect of Right to Privacy

Bank of Dwight respects your right to privacy and takes every precaution to provide you with the same level of privacy within our virtual branch that you receive through more traditional bank delivery channels.

Collection and Use-of Personal Information

The collection of personal information online is designed to protect access to your personal accounts and to assist the bank in providing you with the products and services you want and need. All personal information collected and stored by the bank is used for specific business purposes-to protect and administer your personal accounts and transactions, to comply with state and federal banking regulations, and to help the bank better understand your financial needs in order to design or improve our products and services.

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on application or other forms
• Information about your transactions with us, our affiliates, or others
• Information we receive from a consumer reporting agency

• We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

Limited Employee Access to Personal Information

Bank of Dwight limits nonpublic personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Third-Party Disclosure Restrictions

Bank of Dwight follows strict privacy procedures in regard to protecting your personal information. In addition, the bank requires all third parties with a business need to access this information to adhere to similar and equally stringent privacy policies. Personal information may be supplied to a third party in order to process a customer transaction; if the customer requests it; the disclosure is required or allowed by law (i.e. exchange of information with reputable reporting agencies, subpoena, or the investigation of fraudulent activity, etc.).

Disclosure of Privacy Policies

Bank of Dwight is committed to ensuring the privacy of its customers' nonpublic personal information. For more information regarding the Bank of Dwight Privacy Policy, contact us.